At the Accident Scene

First Aid Only

If the injury requires first aid only:

  1. Instruct a qualified person to administer appropriate first aid immediately.
  2. Complete and submit the Report of Injury.
  3. Determine the cause of the accident and obtain names of all witnesses.
  4. Think about and apply corrective measures to prevent future recurrences of the accident.

Note: If you have any questions or doubts about the seriousness of the injury, always treat it as one requiring a physician's treatment.

Physician Treatment Required

If the injury requires physician treatment:

  1. Seek prompt medical attention by taking the injured employee to a physician or to the nearest emergency facility (if warranted).
  2. Complete and submit the Report of Injury.
  3. Determine the cause of the accident and obtain names of all witnesses.
  4. Think about and apply corrective measures to prevent future recurrences of the accident.
  5. If a serious injury occurs and equipment is involved, do not move the equipment if it can be left at the scene of the accident. Additional investigation may be necessary. At best, take a picture of the equipment. Get the name of the equipment, serial number, and any maintenance records. Contact the ClearPath Mutual Claims Department at 1-800-367-5372 for further instructions

Contacting ClearPath Mutual

For any of the following injuries, please contact ClearPath Mutual immediately at 502-894-8484:

  • Head Trauma
  • Spinal Cord Injury
  • Stroke
  • Amputation
  • Heart Attack
  • Hospitalization Over 24 Hours
  • Severe Burns
  • Death

In the event such injuries occur after business hours, (8:00am – 4:30pm EST) please leave a message providing the policyholder name, location of the incident, time of the incident, injury type, number of hospitalized employees, names of affected employees, your contact person, and his or her phone number, and a brief description of the incident. A ClearPath Mutual Claims Representative will contact you on the next business day.

Regardless of the type of injury, the most important step an employer can take in returning the employee to work is to stay in contact with the employee.  Checking on the employee's medical condition and following his/her continued progress will demonstrate your concern and encourage a quick return to work. See Light Duty/Return to Work program.

Contacting OSHA

OSHA requires immediate and direct reporting on some severe workplace injuries. Click here for more information.

State Plan Adoption of OSHA's Revised Reporting Requirements

Clear here for Indiana Reporting Guidelines

Click here for Kentucky Reporting Guidelines

Click here for Tennessee Reporting Guidelines