Message from CEO

Jeff Borkowski

Our Future is Bright.

Jeff Borkowski
Chief Executive Officer

We are proud to announce that AM Best has assigned a Financial Strength Rating of A- (Excellent) and a Long-Term Issurer Credit Rating of “a-“ to ClearPath Mutual Insurance Company. Read more from AM Best.

Jeff Borkowski

ClearPath Mutual Insurance Company was formed on January 1, 2018 and is domiciled in Louisville, Kentucky.  The company is rated A- (Excellent) with a Long-Term Issuer Credit Rating of "a-" by AM Best.  The outlook assigned to these Credit Ratings is stable.

ClearPath Mutual has approximately 7,300 policyholders and nearly $54 million in premiums, making it one of the largest and most financially stable providers of workers’ compensation in Kentucky. Its policyholders pay a premium based on their exposures, classification codes, payroll, and experience modification. Premiums are then used to pay claims and administrative expenses, such as loss prevention services and legal, actuarial, and management costs.

ClearPath Mutual is governed by a policyholder-elected Board of Directors which closely monitors the company’s activities. The company is regulated by the Kentucky Department of Insurance, which performs periodic comprehensive audits.

ClearPath Mutual’s Board of Directors describes the company’s mission and purpose as providing the best value for its policyholders through conservative, profitable growth; financial security; enhanced safety and risk management services; and exceptional customer service. The company goal to become a multi-state, and possibly multi-line, mutual insurance company supports the company’s strategic mission for growth and expansion.

Board of Directors

Gregory L. Buie
ClearPath Mutual - Retired
Clyde D. Lang
Cedar Lake, Inc. - Retired
Tony Stottmann
Wells Fargo Insurance Services, Inc. - Retired
Sean M. Garber
Algar, Inc.
Jane Broadwater Long
Lawyers Mutual Insurance Company of Kentucky
Jerry G. Hale
Keeneland Association, Inc. - Retired
Louie Seger
Beeline Courier Service